There is panic all around us. What should we be doing to keep ourselves and our loved ones safe? How long will this last? What supplies do we need? Do we have enough toilet paper? Sometimes we can be blindsided by what life throws at us. The best way to be prepared for the unexpected is to, well, be prepared. In the case of a new disease coming your way, you are in a much better position to deal with it if you have been living a good healthy life up until that point, eating good fresh whole foods, getting proper rest and exercise, maintaining a healthy weight, etc.. If you have been living this way, chances are you have a much better immune system to fight off the infection. But if you have been eating a poor diet, are out of shape and overweight, leading to possible chronic conditions, can you suddenly start living a healthy lifestyle and expect to have the same healthy immunity as the infection invades your community? Obviously you would have had to been building up that immunity and living a healthy lifestyle for quite some time for it to be effective for you now. I guess you are getting the idea of where this is leading to. The way we live our everyday financial lives also has a big impact on how well we are prepared for whatever life may throw our way. Perhaps this coronavirus has directly (or even indirectly) affected your income. Are you financially prepared to weather the storm? Times like this bring home just how important it is to live below your means (when you have means) and constantly be putting money away for the lean times (or that big “lean time” in your future, otherwise known as retirement). If your ordinary life includes having no debt, having a good emergency fund put aside, and saving on a regular basis, then you are much less likely to feel panic and upheaval when you come to a bump in the road. The more “padding” you have the less you will feel those bumps. Things that are a (financial) crisis to the ill prepared are merely blips to those that have the money to deal with them and move on. If you see the sense in this and would like to shift from a living-on-the-edge (paycheck to paycheck) lifestyle there are many actions that you can begin to take to shift to a saving way of life. If you don’t know where to start I have many blogs on various aspects of money saving strategies that you can implement. Right now, while you are likely sequestered at home, might be the best time to finally sit down and take a good look at your financial situation and take control. Here are just a few that you might find particularly helpful: New Year Savings Resolutions Would You Love to Save More Money? Spring Clean Your Finances Strengthen Your Frugal Muscle, Lighten Your Stress Easy Peasy Savings, Make it Automatic Saving Money Every Day The Perks, Pluses, and Payoffs of Prioritizing My Message to Millennials Ready, Set, Goal! Money Saving Grocery tips from your “Auntie” Victoria And if you scroll through the rest of the blogs, you may find some more that apply to your particular situation and needs. If you need further individual help feel free to contact me at (845) 758-0250, or brightfuture2budgt4.gmail.com for a personal appointment. Wishing you all the best for staying healthy now and moving toward a healthy financial future.
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